FOP Claims Procedures

View Printable FOP Claim Form


View FOP Plan Description


Who serves as the FOP Legal Defense Plan’s Claims Administrator?

Sedgwick Claims Management Services, Inc. serves as the FOP Legal Defense Plan’s Claims Administrator.  Sedgwick’s responsibilities include contracting with approved FOP Legal Defense Plan Inc. attorneys, responding to coverage questions, determining coverage eligibility, and processing claims for legal defense benefits.  Sedgwick also pays attorney fees and defense costs on behalf of the FOP Legal Defense Plan and its participating members.

How does the FOP Legal Defense Plan work?

The Fraternal Order of Police (FOP) Legal Defense Plan is designed to provide payment of all legal defense costs incurred as a result of covered duty-related administrative disciplinary action taken against you by your law enforcement employer, civil lawsuits, and criminal charges, including grand jury proceedings.

How do I file a claim?

First, contact Thomas A. Cushane at The Cushane Law Firm, LLC to discuss what action needs to be taken immediately to protect your rights.  Then, fill out a claim form and send it to both The Cushane Law Firm, LLC and Sedgwick Claims Management Services, Inc. (their contact information is to the right).

Are there any deductibles or out-of-pocket costs if my claim is approved?

No.  If you choose The Cushane Law Firm, LLC to represent you, there is no deductible and there are no limits on attorney fees.  Please contact The Cushane Law Firm, LLC for more information.

What kind of coverage will I receive?

Coverage under the FOP Legal Defense Plan includes defense for any Administrative, Civil, and Criminal actions (including grand jury proceedings) brought against you for actions you take in the performance of your law enforcement duties as provided in the Plan Description <http://www.foplegal.com/docs/2013c_FOP_Booklet.pdf>.  Under Administrative coverage, there is also a salary reimbursement option that allows you to choose up to three days of actual loss-of-pay ($500 limit) in lieu of legal costs for any suspension (see the Plan Description for details).